The Website Services (or any portion of the Website Services) and all of the Content (excluding your User Content) including, text, graphics, logos, button icons, photos, images, forms, audio, video, questionnaires, “look and feel” and software, is the property of us or our licensors, and are protected by United States and international copyright laws.  Except as provided in the next paragraph, you are expressly prohibited from reproducing, duplicating, copying, publishing, selling or otherwise exploiting for any commercial purpose the Content, in whole or in part, for any reason, unless prior written consent is obtained from the copyright holder(s). Copyright 1996 to 2017. All rights reserved for all countries.

You may use and view the Content for your personal use only, provided that such view and use is either within the Website Services or by manually downloading or printing certain of the Content.  Any automated process or use of a bot for this purpose is strictly prohibited. Unless specifically authorized in writing by us, any other use of the Content, other than your User Content, is expressly prohibited. Otherwise, permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason is expressly prohibited, unless prior written consent is obtained from the copyright holder(s). Any rights not expressly granted by these terms and conditions or any applicable end-user license agreements are reserved by us.

Last update 9/28/2018